No matter how dire your current circumstances are, you still have options!
Here is a list of suggestions for distressed homeowners who may be behind on their mortgage payments:
- Beware of scams. If the solution sounds too good to be true, it probably is!
- Seek foreclosure avoidance counseling. There are government and non-profit agencies that exist to help homeowners like you.
- Get profession legal and tax advice. Make sure you have professionals you can trust in your corner protecting your interests.
- Talk to a real estate professional with experience dealing with pre-foreclosure and will explain options to you. You may be eligible for a loan modification program (HAMP), short sale, or refinance. See our contact information below.
HUD-approved housing counselor: (800) 569-4287
Homeowner’s Hope Hotline: (888) 995-HOPE (4673)